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  Paybis acts as a comprehensive crypto‑payment solution,
  founded in 2014 and headquartered in Warsaw, Poland, now operating
  in over 180 countries with support for more than 80–90 cryptocurrencies
  and handling billions in transaction volume :contentReference[oaicite:1]index=1.
  
  The platform offers a plug‑and‑play wallet as a service and on‑ramp/off‑ramp API integration options for
  businesses, letting users to buy, sell, swap and accept crypto payments seamlessly across traditional and blockchain rails
  :contentReference[oaicite:2]index=2. It supports over 50 payment methods including credit/debit cards, e‑wallets, Apple Pay, Google Pay, local rails like PIX, Giropay, SPEI, bank transfers, etc., across 180 countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.
  With a low minimum entry fee—starting at around $2–5 depending
  on volume—and clear fee disclosure (typically 2 USD minimum commission and card or e‑wallet fees up to ~4.5–6.5%,
  plus network fees), Paybis prides itself on transparent pricing :contentReference[oaicite:4]index=4.
  Its MPC‑based hybrid wallet architecture, which splits private
  keys across multiple parties, ensures on‑chain transparency,
  user control, and strong security without needing traditional
  “proof of reserves” disclosures :contentReference[oaicite:5]index=5.
  
  Paybis is registered as a Money Service Business with FinCEN in the USA, is VASP‑registered in Poland,
  and complies with FINTRAC in Canada, enforcing KYC/AML checks for larger transactions while offering optional no‑KYC flow for smaller amounts (under ~$2,000) in select cases :
  contentReference[oaicite:6]index=6. Businesses can integrate Paybis in hours through SDKs and APIs, access dedicated account managers, and benefit from high authorization rates (~70–95%) and 24/7 multilingual support in over nine languages
  :contentReference[oaicite:7]index=7. Use cases include
  wallets, fintechs, marketplaces, gaming platforms,
  DeFi services, and global platforms in need of stablecoin payouts, IBAN‑based settlement, or mass crypto payouts via Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.
  Although some user‑reported issues have arisen—such as account suspensions without
  explanation, slow refund processing in rare scenarios, or payment
  verification difficulties—overall feedback through Trustpilot and other independent reviews is largely positive with nearly 5‑star ratings thanks to its customer‑friendly design and straightforward crypto onboarding flow :contentReference[oaicite:9]index=9.
  Altogether, Paybis represents a robust, secure, and flexible
  crypto payment and wallet solution ideal for businesses wanting to bridge fiat and crypto with minimal hassle and strong compliance
  frameworks.
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