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  Paybis serves as a innovative crypto‑payment solution, since 2014 and headquartered
  in Warsaw, Poland, now operating in over 180 countries with
  support for more than 80–90 cryptocurrencies and handling billions
  in transaction volume :contentReference[oaicite:1]index=1.
  The platform delivers a plug‑and‑play wallet as a service and on‑ramp/off‑ramp API integration options for businesses, enabling users
  to buy, sell, swap and accept crypto payments effortlessly across traditional and blockchain rails
  :contentReference[oaicite:2]index=2. It supports over
  50 payment methods including credit/debit cards, e‑wallets,
  Apple Pay, Google Pay, local rails like PIX, Giropay, SPEI, bank transfers, etc.,
  across 180 countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.
  With a low minimum entry fee—starting at around $2–5 depending on volume—and clear fee disclosure (typically 2 USD minimum commission and card or e‑wallet
  fees up to ~4.5–6.5%, plus network fees), Paybis prides itself on transparent pricing
  :contentReference[oaicite:4]index=4. Its MPC‑based hybrid wallet architecture,
  which splits private keys across multiple parties,
  ensures on‑chain transparency, user control, and strong security without needing traditional
  “proof of reserves” disclosures :contentReference[oaicite:5]index=5.
  Paybis is registered as a Money Service Business with FinCEN in the USA, is VASP‑registered in Poland, and complies with FINTRAC in Canada, enforcing KYC/AML checks for larger
  transactions while offering optional no‑KYC flow for smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
  Corporate clients can embed Paybis quickly with SDK or dashboard integration, access dedicated account managers, and benefit from high authorization rates (~70–95%)
  and 24/7 multilingual support in over nine languages :contentReference[oaicite:7]index=7.
  Use cases range from wallets, fintechs, marketplaces, gaming platforms, DeFi services, and
  global platforms in need of stablecoin payouts, IBAN‑based settlement, or mass crypto payouts via
  Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.
  Although some user‑reported issues have arisen—such as account suspensions without explanation, slow refund processing in rare scenarios,
  or payment verification difficulties—overall feedback through Trustpilot and other independent reviews is largely positive with nearly 5‑star
  ratings thanks to its customer‑friendly design and straightforward crypto onboarding flow
  :contentReference[oaicite:9]index=9. Altogether, Paybis
  delivers a robust, secure, and flexible crypto payment and wallet
  solution ideal for businesses wanting to bridge fiat and crypto with minimal
  hassle and strong compliance frameworks.
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